Your models are truly incredible and thank you for making them available. Here is my question: On the “Dev-Interest Calc” tab, I am looking at the “Loan Balance for Interest Calc starting is cell E25. One thing I found interesting is that this line takes the Const. Loan and subtracts the Const. Loan w/o. int. Reserve (with the downloaded numbers this would be 6,646,917 and 6,789,917). From what I can understand, this would create a possible scenario where if your fist draw on debt was smaller than the difference between those two numbers, there would be a debt draw but not an associated draw on the interest reserve. Is there some rational behind this? Please let me know if I need to explain further and thank you for all the help!