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Disclaimer

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Last updated: October 16, 2026.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. The contributors/authors of this site make no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, the contributors/authors of this site do not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind.

Educational content, not professional advice

Our articles, courses, videos and Excel models are for educational purposes. They are not investment, financial, legal, tax, accounting or appraisal advice, and they are not a recommendation to buy, sell or finance any property or security. Models are provided as is; you are responsible for checking their formulas, inputs and results before relying on them, and for getting advice from qualified professionals for your own situation.

AI tools and AI-generated content

Some A.CRE tools and features use artificial intelligence (for example AI-assisted model building, research and support tools). AI output can be incomplete, out of date or wrong, even when it sounds confident. Review and verify any AI-generated content, calculations or recommendations before you rely on them.

Limitations of liability

The contributors/authors of this site will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if this website, or its contributors/authors, has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit the contributors/authors of this site liability in respect of any:

  • death or personal injury caused by the contributors/authors of this site’s negligence;
  • fraud or fraudulent misrepresentation on the part of the contributors/authors of this site; or
  • matter which it would be illegal or unlawful for the contributors/authors of this site to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

Third-party links

This website links to third-party websites, products and services for your convenience. We do not control them and are not responsible for their content or practices. We do not currently earn commissions from links on this site; if we ever do, we will clearly label those links.