Affidavit of Title

See Owner’s Affidavit


Frequently Asked Questions about Affidavit of Title

An Affidavit of Title, also known as an Owner’s Affidavit, is a legal document in which the property seller swears they hold clear title to the property and have disclosed any known liens, encumbrances, or legal issues.

It provides a sworn statement by the seller to the buyer and title company that there are no undisclosed ownership issues, helping to protect against future legal claims and ensuring clear title transfer.

The property seller or their legal representative provides the Affidavit of Title at closing as part of the standard documentation package.

It addresses known liens, unpaid taxes, judgments, pending legal actions, or other title defects that could affect the ownership or transferability of the property.

No, it is not the same. The affidavit is a sworn statement from the seller, while title insurance is a separate policy purchased to protect the buyer and lender from unknown title issues.



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